For the very first time in this industry, we are a Company that offers Funeral Directors the opportunity to set up their very own pre-paid Funeral Plan Trust.


Every detail of the business is covered, from the initial Trust formation all the  the way through to being fully compliant and ready to trade in less than three months.

We work with only highly regarded professionals that have extensive experience within this industry, every aspect of the business has been carefully structured from the Trust formation through to marketing and compliance which ensures that you are fully in line with any existing regulation.

Your own Trust can be highly profitable in many ways, administration fees, fee release and revenue from the Trust when it over achieves its investment Target.

We offer a completely free initial consultation that can either be over the phone or at your funeral home, call us today or you can simply request further information by clicking the link below.

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 " Your own pre-paid funeral plan Trust Business that simply merges with your existing funeral directors....all funds go to your funeral directors, bypassing fees taken out by providers. This ensures the client receives the very best service in line with their wishes"

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"CPS Consultancy managed to get our business up and running within 3 Months, we had estimated that it would of taken at least 14 Months or more, the cost and time saving was huge " S Tapper Funeral Directors (Poole)

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Through the combined efforts of all the professionals including CPS we have over 6 years experience in forming and operating prepaid Funeral plan Trusts that will stand up to any current or impending legislation. 
CPS Trust Consultancy has developed a complete business concept for independent Funeral Directors wanting to operate and administer their own pre-paid funeral plans. We are the only company that has the experience and expertise to put a fully compliant and operational Trust in place along with a thoroughly tested working business concept that is simply merged with your existing business.
the professionals

Our panel of chosen professionals have extensive working experience in their given fields, they include Solicitors, Trustees, Actuaries, Accountants, Investment Managers, customer software system developers, even high level graphic design teams for marketing needs, basically everything we need to get you fully operational in a very short period of time.

All the professionals have approved the business model that has been rigorously tested against the current regulation, we have fixed costs with all our associates ensuring that we can give you an accurate figure for all work so there are no surprise costs

on going support
We don't just leave you to it, we offer a service level agreement to ensure you have the confidence and back up to run the business in the mostly economical and effective way.


Prepaid Funeral plans and the regulation.

The FCA have proposed regulation of the industry for MAY 2021, at the present time the regulation remains the same. This will involve business processes and procedures that we are we are now building in o our prepaid funeral plan model.

  • Article 59 of the RAO (Regulated Activities Order) stipulates this is a restricted activity.

  • Article 60 of the RAO for the matter of exclusion the sums paid by the customer under the contract will be held on Trust for the purpose of providing the funeral and that the following requirements will be met with the Trust, in this instance...

  • The trust must be a written instrument.

  • More than 50% of the Trustees must be unconnected to the business.

  • The Trustees must appoint an independent fund manager who is an authorised person who has permission to carry out an activity of the kind specified in article 37 of the RAO, and who is a person who is unconnected with the provider, to manage certain assets of the Trust.

  • Annual Accounts must be prepared and audited by a person who is eligible for appointments as a company auditor under Section 25 of the Companies Act 1989 with respect to the assets and liabilities of the Trust.

Article 60 of  the ROA says the assets and liabilities of the Trust must, at least every three years, be determined, calculated and verified by an actuary who is a Fellow of the institute of Actuaries or the faculty of Actuaries.

The importance of getting it right first time round


Through our experience over the past five years we have perfected a business model that is fully compliant with the regulation in every aspect of the pre-paid funeral plan industry. CPS provide the Trust Deeds via our specialised Solicitor through to work flows, terms and conditions and a thorough complaints procedures to rectify issues quickly and efficiently, we also supply all marketing materials ensuring clarity for the client along with all relevant professionals that by law have to be attached to the Trust.

We make sure that you are confident with the initial stage of running the Trust and also moving forward have adequate support through a service level agreement (SLA), this is set at a minimum cost, this ensures the professional standards of running the Trust are maintained and the regulations are adhered to.

The major advantage of your own Trust is that all the money will go to your Funeral Directors and not a third party provider, this ensures that you can provide the funeral requested way beyond the standards required.  Any administration fees or additional revenue created by the Trust will go to your business making it more stable and ensuring clients money is safe and secure for whenever those funds need to be accessed, it would ensure that the client always gets the Funeral they requested. The benefits can be huge including adding to the overall value to your business. 


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CPS and the Companies we work with...

CPS  Trust Consultancy has developed a working business concept specifically for Funeral Directors running their very own prepaid funeral plans. We work closely with

our specially selected panel

of professionals, that have been carefully

chosen for their extensive experience

in the prepaid funeral plan industry. This means we have them on hand for any contingency.

Solicitors, Accountants, IT Experts, Design, Website, Software Developers, Investment 

Managers, Actuaries through to professional Trustees, all these professionals are closely linked with the prepaid funeral plan industry. 

Chris P Stuart

Managing Director 


We will send you additional information regarding costs and time scales...

is a trading name of CPS Ventures Ltd
Company No 08755137
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